Your Privacy & Cookies
Privacy
Last updated: 2/1/2019
On March 1, 2010, Massachusetts 201 CMR 17.00 went into effect. The privacy regulations adopted by the Massachusetts Office of Consumer Affairs and Business Regulation require that any person maintaining personal information of a Massachusetts resident, whether in paper or electronic form, develop and implement a comprehensive, written information security program (WISP).
Rest assured, you can feel confident with Gove & Feldman Insurance Agency. We are compliant with this new regulation and your personal data is secure with us.
Personal Information
“Personal Information” is information that identifies you as an individual. Personal Information may include, depending on the circumstances, your name, postal address, phone number, email address, employment information, educational history, credit history, social security number, driver’s license number, credit or debit card number, policy or claim information (including medical or health information you may provide), and criminal history information.
If you submit any Personal Information relating to other people to GOVE & FELDMAN or to GOVE & FELDMAN’s service providers, you represent and warrant that you have the authority to do so and to permit GOVE & FELDMAN to use the information you provide.
How GOVE & FELDMAN May Use Personal Information
GOVE & FELDMAN may use Personal Information:
- To contact or send you information you have opted to receive about GOVE & FELDMAN products and services.
- To contact you at a telephone number, mobile number, postal address, or email address you provide to GOVE & FELDMAN. GOVE & FELDMAN may contact you in person, by recorded message, email, or by any other means of communication you agree to receive, as allowed by law and for reasonable business purposes.
- To process claims you have submitted using the GOVE & FELDMAN Services.
- To service your insurance needs.
- To process employment applications you submit using the GOVE & FELDMAN Services.
- To confirm or correct information you have submitted.
- To help GOVE & FELDMAN prevent fraud and other crimes.
- To comply with applicable laws and legal process, including responding to court, regulatory or governmental requests.
- To personalize your experience while using the GOVE & FELDMAN Services.
- To inform you of GOVE & FELDMAN job opportunities and to evaluate your suitability for a job.
- To facilitate the social sharing functionality on GOVE & FELDMAN’s social media platforms.
- To enable you to participate in sweepstakes, contests and other promotions (see “Promotions, Sweepstakes, and Other Promotions” below).
- To protect GOVE & FELDMAN’s privacy, property, and that of you or others.
As otherwise allowed or required by law.
How GOVE & FELDMAN May Disclose Personal Information
GOVE & FELDMAN may disclose your Personal Information:
Within the GOVE & FELDMAN family of companies.
To third parties to assist with the management and service of GOVE & FELDMAN’s business and the provision of GOVE & FELDMAN Services. The third parties may include, but are not limited to, agents or brokers, claims management service providers, employment application service providers, other insurance companies, regulators, administrators, and service providers that provide services, such as website hosting, data analysis, payment processing, information technology and the provision of related infrastructure, and email delivery.
To insurance support organizations and consumer reporting agencies. Information GOVE & FELDMAN shares with such organizations, such as claim history, may be retained by those organizations and disclosed to others as needed to provide GOVE & FELDMAN Services.
To third parties to market their products and services to you, only if you have given GOVE & FELDMAN permission to do so.
By you, on message boards, chat, profile pages, blogs, and other services to which you are able to post information (including, without limitation, on GOVE & FELDMAN’s social media platforms). Please note that any information you post or disclose through GOVE & FELDMAN’s social media platforms or elsewhere may become public information and may be available to the general public. GOVE & FELDMAN urges you to be careful when deciding to disclose your Personal Information or any other information on the GOVE & FELDMAN Services or elsewhere.
To a third party in the event of any reorganization, merger, sale, joint venture, assignment, transfer or other disposition of all or any portion of GOVE & FELDMAN’s business, assets or stock (including in connection with any bankruptcy or similar proceedings).
As GOVE & FELDMAN determines necessary or appropriate: (a) under applicable law, including laws outside your country or territory of residence; (b) to comply with legal process; (c) to respond to requests from public, governmental, and regulatory authorities, including such requests initiated outside of your country or territory of residence; (d) to enforce GOVE & FELDMAN’s Terms and Use; (e) to protect GOVE & FELDMAN’s operations; (f) to protect GOVE & FELDMAN’s rights, privacy, safety or property, and/or that of you or others; (g) to detect and prevent fraud; and (h) to allow GOVE & FELDMAN to pursue available remedies or limit damages GOVE & FELDMAN may sustain.
As otherwise allowed by law.
How GOVE & FELDMAN May Collect Other Information
GOVE & FELDMAN and its third party service providers may collect Other Information, including, but not limited to:
Through your browser, computer, or other device: Certain information is collected by most browsers or automatically through your computer or device, such as your Internet protocol (IP) addresses and Internet browser type and version.
From Cookies: A cookie is a piece of information that is stored directly on the device you are using to access the GOVE & FELDMAN Services. Cookies allow for the collection of information, including browser type, time spent using the GOVE & FELDMAN Services, pages visited, date/time stamp, clickstream data, and other anonymous traffic data. Such information is used for security purposes, to facilitate navigation, to improve the design and functionality of the GOVE & FELDMAN Services, to provide information more effectively, and to personalize your experience while using the GOVE & FELDMAN Services. Cookies also enable GOVE & FELDMAN to select which of GOVE & FELDMAN’s advertisements or offers are most likely to appeal to you and display them while you are using the GOVE & FELDMAN Services. If you do not want information collected through the use of cookies, you may decline cookies or decline the transfer to your computer of cookies from a particular site. Please refer to https://www.allaboutcookies.org/manage-cookies/index.html for more information. If you set your browser to reject cookies, you may then be required to re-enter certain information each time you visit the GOVE & FELDMAN Services.
How to Refuse the Use of Cookies
You may refuse the use of cookies by selecting the appropriate settings in your browser. However, if you do this you may lose some useful functionality such as personalization and “keep me signed in” and “remember me” features.
From you: Information you may provide, such as your preferred means of communication, which may be collected when you voluntarily provide that information. Unless combined with Personal Information, this information does not personally identify you or other users of the GOVE & FELDMAN Services.
How GOVE & FELDMAN May Use and Disclose Other Information
GOVE & FELDMAN may disclose Other Information when legally required to do so. If GOVE & FELDMAN is legally required to treat Other Information as Personal Information, then GOVE & FELDMAN may use that information as described in the “How GOVE & FELDMAN May Collect Other Information” section above, as well as for the purposes disclosed in this Online Privacy Policy with respect to Personal Information.
Third Party Services and Websites
From time to time, the GOVE & FELDMAN Services may include links to third party websites. This Online Privacy Policy does not apply to Other Information or Personal Information you provide to third party websites. GOVE & FELDMAN is not responsible for the privacy or other practices of any third party website. The inclusion of a link on the GOVE & FELDMAN Services to a third party website does not constitute GOVE & FELDMAN’s endorsement of any linked third party website or services offered thereon. Specifically, GOVE & FELDMAN is not responsible for the collection, usage, or disclosure policies and practices (including the data security practices) of any third party website, including, but not limited to, Facebook, Linked, Twitter, or any other social media platform provider or operating system provider relating to Personal Information you may disclose through or in connection with any such third party website, including GOVE & FELDMAN’s social media platforms.
Children’s Privacy
The GOVE & FELDMAN Website and the GOVE & FELDMAN Services are not intended for use by minors, including children under the age of thirteen, and GOVE & FELDMAN does not knowingly collect Personal Information from such individuals.
Sweepstakes, Contests, and Other Promotions
GOVE & FELDMAN may sponsor or facilitate contests, sweepstakes or other promotions (any, a “Promotion,” and collectively, “Promotions”) on or through the GOVE & FELDMAN Services, GOVE & FELDMAN’s social media platforms, or otherwise. Participation in such Promotions is purely voluntary. In order to participate in a Promotion, you may be asked to provide certain Other Information or Personal Information. By participating in a Promotion, you agree to the Promotion’s terms and conditions or official rules, including those that pertain to the collection and/or use of Other Information and Personal Information. Also, by participating in a Promotion, you acknowledge that GOVE & FELDMAN is not responsible for actions or policies of third party sponsors or prize providers relating to the use of your Other Information or Personal Information in connection with the Promotion.
Jurisdiction
GOVE & FELDMAN is a worldwide company that conducts business in many different countries. It is GOVE & FELDMAN’s policy to comply with the privacy laws and regulations of every jurisdiction in which GOVE & FELDMAN conducts business. This Online Privacy Policy only applies to GOVE & FELDMAN Services offered by GOVE & FELDMAN in the United States, and is not intended to subject GOVE & FELDMAN to the laws or jurisdiction of any state, territory, or country other than that of the United States. If you are viewing the GOVE & FELDMAN Services from outside the United States, this Online Privacy Policy may not apply.
Safeguarding Personal Information
GOVE & FELDMAN uses reasonable technical and administrative measures to protect Personal Information. No data transmission or storage system can be guaranteed to be 100% secure. If you have reason to believe that Personal Information you provided to GOVE & FELDMAN is no longer secure, please immediately notify GOVE & FELDMAN.
Social Security Protection Policy Statement
GOVE & FELDMAN seeks to protect the confidentiality of social security numbers (“SSN’s”) by maintaining physical, electronic, and procedural safeguards, and limits access to SSN’s to help protect against their loss, misuse or unlawful disclosure.
Updates to this Online Privacy Policy
GOVE & FELDMAN reserves the right to change this Online Privacy Policy at any time in its sole discretion. The “revised” legend at the top of this web page indicates when the last revision was made. Any changes become effective upon notice thereof, which may be given by any reasonable means, including by posting a notice on the GOVE & FELDMAN Website. Your use of the GOVE & FELDMAN services following changes to this Online Privacy Policy means that you accept the terms of the revised Online Privacy Policy.
Cookies Policy
Last updated: 2/1/2019
Gove & Feldman Insurance Agency Inc. uses cookies on www.govefeldman.com. By using the website, you consent to the use of cookies. Our Cookies Policy explains what cookies are, how we use cookies, how third-parties we may partner with may use cookies on the Service, your choices regarding cookies, and further information about cookies.
What are cookies?
Cookies are small pieces of text sent by your web browser by a website you visit. A cookie file is stored in your web browser and allows the Service or a third-party to recognize you and make your next visit easier and the Service more useful to you. Cookies can be “persistent” or “session” cookies.
How Gove & Feldman Insurance Agency Inc. uses cookies
When you use and access the Service, we may place a number of cookies files in your web browser.
We use cookies for the following purposes: to enable certain functions of the Service, to provide analytics, to store your preferences, to enable advertisements delivery, including behavioral advertising.
We use both session and persistent cookies on the Service and we use different types of cookies to run the Service
Essential cookies. We may use essential cookies to authenticate users and prevent fraudulent use of user accounts.
What are your choices regarding cookies?
If you’d like to delete cookies or instruct your web browser to delete or refuse cookies, please visit the help pages of your web browser.
Please note, however, that if you delete cookies or refuse to accept them, you might not be able to use all of the features we offer, you may not be able to store your preferences, and some of our pages might not display properly.
Where can you find more information about cookies?
You can learn more about cookies and the following third-party websites:
- AllAboutCookies: https://www.allaboutcookies.org/
- Network Advertising Initiative: https://www.networkadvertising.org/